Know what to expect when applying for a loan modification
Q: I am having trouble making ends meet. How do I apply for a loan modification on my note and mortgage? A: First, contact the financial institution that collects your monthly mortgage payments and ask to apply for a loan modification. If your financial institution offers a loan modification program, it will send you an application packet. Q: What kind of documentation/information must I submit...
Discovering unexpected blessings in the berm
It was an act of random tire explosion, no more, no less. We had just spent the morning cheering Sydney on at her cross country meet, and were driving home from Buehlers with a trunk full of groceries and a van full of kids. Mike heard a rattling of sorts, so we hushed the kids and rolled the window down. It sounded like it was coming from the passenger side rear tire. No big deal, so we went...
Falling in love all over again
Sorry I havent submitted a column for the last two weeks. I have been so busy with work that there just hasnt been time. Most of the folks that know me will do a double take on that last sentence. The truth is for the last month business has really picked up, and it appears it will stay like that for the foreseeable future. It figures that the peak of perch fishing on Lake Erie, and the best...
Apples really could keep doctor away
Are apples as good for you as other fruits are? Apples may seem like the plain-Jane of produce, but they offer plenty of nutritional punch. First, the basics. A medium-sized three-inch diameter apple (about 182 grams, or 6.5 ounces) has just 95 calories and gives you four grams of fiber -- about 10 to 15 percent of what you need each day, including both soluble and insoluble fiber -- as well...
Local version of The Big Sit reveals 80 different species of birds
On Sunday, Oct. 9, Bird Watchers Digest sponsored the annual Big Sit. This event, originally conceived by the New Haven Connecticut Bird Club, now attracts teams from all across the country and beyond. The rules are simple. Just find the best birding area around and pick an imaginary circle with a diameter of 17 feet, and compile as long a list as possible of birds within the 24 hour period...
On five acres of Township Earth
Our piece of township earth is getting rinsed today, and tomorrow, perhaps for several days. More leaves will fall as the rain heavies their clinging brittleness, their layers blanketing the ground like a well-planned collage fallen from the sky; adding a red one here, an orange one there. A fine piece of artwork from an Almighty Artist, painted with the fine stroke of an autumn breeze. My...
Claymont Foundation doles out educational grants for new programs
The Claymont Foundation has awarded more than $20,000 in educational grants for the 2011-2012 school year. The board of trustees is pleased to announce the following projects and programs: Smart Board for Eastport Elementary - A Smart Board in the art room at Eastport Elementary will assist in the development of the K-4 elementary art program through interactive technology (submitted by...OMEA field competition to be held in New Philadelphia Oct. 22
The New Philadelphia High School (NPHS) Marching Quaker Band and the NPHS Band Boosters will be hosting their annual Ohio Music Education Association (OMEA) sanctioned field competition on Saturday, Oct. 22, in the Woody Hayes Quaker Stadium in Tuscora Park in New Philadelphia, beginning at 4 p.m. Gates will open at 3 p.m. and admission will be charged for adults, students and senior citizens...
Buckeye Career Center auto repair program has gone green
Buckeye Career Centers (BCC) auto collision repair program has gone green with the implementation of the new PPG Envirobase Waterborne Paint System. Instructor Jeff Newsome said BCC is one of the first career centers in Ohio to go with water-base refinishing. During the semi-annual advisory committee meetings, which consist of Tuscarawas and Carroll County body shop owners and employees, it...