Natures congratulates another CNHP graduate
Natures Food Market recently announced its fourth Certified Natural Health Professional graduate in the last three years. A Certified Natural Health Professional (CNHP) has several key foundational areas that they cover. These include areas such as nutrition, anatomy and physiology, and herbal therapy. Once a student completes the five certification seminars they earn their certificate. It is...
Associates promoted at First-Knox National Bank
Vickie A. Sant, president of First-Knox National Bank, recently announced the promotion of three associates. They are: Joan M. Stout, vice president, Rachelle E. Dallas, assistant vice president, and Nicole S. Au, administrative officer. Stout has been with First-Knox in various capacities since 1977, when she started as a file clerk. She has served as marketing secretary, loan processor,...
CSB announces addition of Steven Bailey to senior management team
Eddie Steiner, president and CEO of CSB Bancorp, Inc., recently announced the appointment of Steven R. Bailey to the senior management team of CSB. Bailey was appointed senior vice president, chief operations and chief information officer of CSB and its wholly-owned subsidiary, The Commercial & Savings Bank. Were thrilled to have Steve join the CSB team, stated Steiner. His...
The ornaments of Christmas - gifts
As we drove over the hill on route 94 I could see a yellow glow in the distance coming from our century old farmhouse. I looked over at my husband, Mike, and he smiled. It was just after Thanksgiving 1999 and we were driving home from Wooster Hospital with our newest bundle of joy, Colin, in the backseat. We had just finished renovating our old farmhouse about a month earlier, and I so wanted to...
Can Social Security checks be garnished?
Dear Savvy Senior, I have some outstanding debts and would like to find out if my Social Security checks can be garnished. What can you tell me? Old and In Debt Dear Old, Whether your Social Security benefits are garnishable or not depends on who you owe. Banks and other financial creditors, for example, cant touch your Social Security checks. But if Uncle Sam is collecting on a debt,...
Creditors ask asset questions in judgment debtor exams
Q: What is a judgment debtor exam? A: A judgment debtor exam is a court-ordered meeting between you and a creditor held after that creditor already has a judgment against you. At this post-trial meeting, the creditor can ask you a wide variety of questions about your assets (i.e., cars, homes, job, bank accounts, etc.) and you must take an oath and give truthful answers. If the case against you...
What season are you in?
We all know about the four seasons, and we know basically what to expect from each one. Winter is a time when things die off, spring is when things start to come back to life, summer is a time to enjoy being out with family and friends, fall is a time of transformation. Life works the same way; there are different seasons in our lives. Each season of our life is critical to our development as...
College students, use winter break to get ahead
Papers are written and finals are done. The semester is over. Now its time to pack up your gear, grab your dirty laundry and head home for the holidays. Winter break from college is a time to renew your energy and spend time with your friends and family. Its also a time to improve yourself and your future. Probably the first and most important thing to do when you arrive home from college...
Getting inside the Santa Syndrome during the season
Today, were going to examine what Ive come to call the Santa Syndrome. Im not sure but I think this might be on the level of anything that Galileo or Einstein or Goddard or Dylan might have discovered and shared with mankind. Its a holiday breakthrough, a seasonal smash, a real Christmas crowd-pleaser ... something that could just rock your world, though maybe Im aiming a bit too...